Health Insurance

It is your responsibility to have health insurance to protect yourself and your family and avoid unmanageable high costs should you or a member of your family fall ill during your time in the U.S. Carefully review the information below and in the PDF document to learn about your options, and steps to take before arriving at MSU. VIPP staff will assist you should you have any need.

Before you arrive in the U.S. you must make a decision on your health insurance choice, sign this form, and email it to us.

You must fill out the Health Insurance Enrollment form through Aetna Health Plan. 

Once you choose one coverage method, you must stick with it for the whole program period.

Option 1: Semester Coverage

Once accepted by VIPP, you will be given an MSU student account. The AHP health insurance premium will be automatically charged to your MSU account based on the length of your stay. You can simply pay the charges if you choose this option as your health insurance coverage. The rates for international visiting students can be found on the MSU Human Resources website.

Option 2: Daily Coverage

Plan approximately $11 per day for each member of your family in your budget. If you are here by yourself, your health insurance cost will be $3,988 per year. If your program dates do not correlate to the coverage period listed in the semester coverage above, you may consider purchasing AHP daily health insurance to save some cost. The daily health insurance policy must cover the actual period of your stay in the U.S. from the arrival date to the departure date.

Once you choose the daily insurance, you cannot switch back to the fixed-term student rate. Once you choose one coverage method, you must stay with it for the whole program period.